This is a complex solution for launching a turn-key mobile acquiring project.
The solution has a full interface to common processing systems.
M4Bank.MPOS is used in Russian and foreign banks.
Mobile acquiring technology makes any Android/IOS smartphone into a POS terminal. With this technology you can pay with VISA and MasterCard. Card payment has never been easier!
A Fully customizable solution for banks:
Branded mobile app for IOS and Android
Branded card readers for mobile devices
Quick setup of automated workspace and your own apps
Support in AppStore and Google Play publishing
A Fully customizable solution for insurance companies:
Branded mobile app for IOS and Android
Branded card readers for mobile devices
Quick setup of automated workplace and native apps
Support in AppStore and Google Play publishing
A Fully customizable solution for SELLERS:
Branded mobile app for IOS and Android
Branded card readers for mobile devices
Quick setup of automated workspace and your own apps
Support in AppStore and Google Play publishing
M4Bank.MPOS MILESTONES
Start of mPOS development
06.2012
First mPOS project launched based m4bank.mPOS
12.2012
KCELL (Kazakhstan)
go live
06.2014
Chip & Sign
devices Support
09.2014
contactless payments support
12.2014
M4Bank.mPOS 8 countries, > 50 000 devices
02.2017
1st SoftPos project in Kazakhstan
2019
Main Features
VISA and MasterCard with magnetic stripe and chip support
System can also include mobile card readers
Full range of card operations
On-screen signature with the option to send a copy of the receipt to the client
Individual level of access to transaction history for bank, saller and operator
Merchant's Account provides mobile terminal management
Conforms to the international EMV standard for chip card transactions
Security
Saving transaction address in the database
PCI DSS standard compliant
Data encryption in the card reader during card swipe
Symmetric cryptographic keys are required (3DES, DUKPT)
Additional encryption of the channel between the mobile terminal and the server
Administrator account with key management features
Mobile app access with unique login/key
One account per device
Unique system for controlling transaction limits
M4Bank was included in the Global Map of mPOS providers and solutions in December 2012
Self-certified providers of mobile POS solutions
Full service
Consulting
Integration
Configuration and implementation
User training
Technical Support
Regular updates
Personal manager
Advantages
For the bank:
Increases the volume of non-cash payments
Less cost of services and development of the terminal network
Attracts new clients
Lower costs of POS-terminals replacement and repair
Additional services with mobile technologies
Customer loyalty
For merchants:
Allows sellers to accept payments on the go
New cardholders increase sales
Lower buying price
Lower fees (as compared to Internet acquiring)
Client watches transactions in sms notifications and gets a receipt via email
Lower collection costs
Supported payment systems
Spire SPm2
Compact and easy to use design.
Connects to your mobile device via Bluetooth Class 2.1 + EDR & Bluetooth 4.x
Supports Android, Apple iOS and Windows Mobile, Bluetooth connection
Ingenico/RoamData RP750
Magstripe &Chip card reader
Connects to mobile device via Bluetooth 2.1 and Bluetooth 4.0 and audio jack
Power via Micro USB
Supports NFC technology
Visa Ready, EMV Level 1 & 2, PCI PTS 3.1 with SRED CE, FCC approved
Supports iOS and Android -Audio jack, iOS (above iPhone 4s and iPad 3 included), Android-Bluetooth connection
Ingenico ICMP
Magstripe &CHIP Card Reader
Accept all payment methods including EMV Chip & PIN, Magstripe & NFC / Contactless.
Connect iCMP to any iOS or Android-based tablet or smartphone via Bluetooth.
Meets all payment and security standards: EMV level 1, EMV level 2, PCI PTS 3.1, Visa Ready, PayPassTM 2.1, payWave 2.1.1. and many more.
Embedded Bluetooth technology enables effortless connectivity to external devices(Bluetooth 2.1 and Bluetooth 4.0)
Power supply via USB cable
Compatible with iOS (iAP integrated) and Android devices, connected via
Bluetooth
EMVSWIPE
Magstripe&Chip card reader
Connects to any iOS or Android tablet or smartphone via audio jack
No PIN code entry
Power via USB cable
EMV Level 1 and Level 2 approved
Other certifications: FCC, CE, PBOC Level 1
Supports Android 2.1 and later, iOS 3.2 and later.
M4Bank. The MPOS system supports PCI-PTS SRED certified mobile PINPADs. The idea of the solution is that the pre-transaction data is generated on the smartphone (transaction type, merchandise and transaction amount) and then sent to the mobile PINPAD. PINPAD processes the card and sends the encrypted data to the smartphone to form the transaction. Innovative solutions are in demand because of the high competition in the acquiring services market. Mobile PINPAD is one such solution.
Advantages
Supports a full range of operations: Mag Stripe, Chip&PIN