Mobile acquiring

M4Bank.MPOS system

Is a complex solution for the launch of a turnkey mobile acquiring project.

  • The solution has complete interfaces to the most common processing systems.
  • 100 % ready and approved solution, which is used in Russian and foreign banks.

Mobile Acquiring technology turns any Android/IOS – smartphone into POS-terminal, with the help of which you will be able to pay by VISA and MasterCard. Payments by card have never been that easy!

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Main Features

  • VISA and MasterCard with magnetic stripe and Chip support
  • The System may also include the mobile card readers
  • Full range of card operations
  • On-screen signature with the ability of delivering the copy of the receipt to the client.
  • Customized level of access to the operations history for the Bank, Merchant and Operator.
  • The Merchant's Account ensures the management of mobile terminals.
  • Meets the EMV international standard for operations with Chip-cards.


  • Saving the address of the transaction in a database
  • Meets the PCI DSS standard
  • Data encryption within the card reader when swiping the card.
  • Symmetric cryptographic keys are required (3DES, DUKPT)
  • Additional encryption of the channel between the mobile terminal and the server
  • Admin’s account with the functions of key management
  • Access to the mobile app by the unique login/key
  • One Account per a device
  • The unique system for management the operations limit

In December 2012 “Center of corporate technologies” was listed in the Global Map of mPOS-providers and solutions;

PCI Data Security Standard Version 2.0 certificate

Mobile POS Self-certified Solution Providers

Visa Ready Program for mPOS | Approved Solution

Full range of services

  • Consulting
  • Integration
  • Customization and implementation
  • User training
  • Technical support
  • Regular updates
  • Personal manager


  • For Bank:
  • Increases the volume of non-cash payments
  • Reduces the costs of providing the services and developing the terminal network
  • Involving new customers
  • Reduces the costs of replacing and repair POS-terminals
  • Realization of additional services with the help of mobile technologies
  • Customers loyalty
  • For Merchant:
  • Enables merchants to accept payments on the go
  • Sales improvement from attracting new card-holders
  • Low purchasing price
  • Lower commissions (if compare with internet-acquiring)
  • The client tracks the transactions, receiving the sms-notifications and receipts by the e-mail
  • Reduces the costs on encashment

payment systems

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    Ingenico ICMP

    • Magstripe &CHIP Card Reader
    • Accept all payment methods including EMV Chip & PIN, Magstripe & NFC / Contactless.
    • Connect iCMP to any iOS or Android-based tablet or smartphone via Bluetooth.
    • Meets all payment and security standards: EMV level 1, EMV level 2, PCI PTS 3.1, Visa Ready, PayPassTM 2.1, payWave 2.1.1. and many more.
    • Embedded Bluetooth technology enables effortless connectivity to external devices(Bluetooth 2.1 and Bluetooth 4.0)
    • Power supply via USB cable

    Compatible with iOS (iAP integrated) and Android devices, connected via Bluetooth

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    • Magstripe &Chip Card Reader
    • Connects to any iOS or Android-based tablet or smartphone via audio jack
    • No PIN entry
    • Power supply via USB cable
    • EMV Level 1 & Level 2 approved
    • Other certificates: FCC, CE, PBOC Level 1

    Compatible with Android 2.1 and above, iOS 3.2 and above.

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    • Magstripe &Chip Card Reader
    • Connection to the mobile device via Bluetooth 2.1 and Bluetooth 4.0
    • Power supply via Micro USB
    • EMV L1 & L2, PCI PTS v3.1, FCC, CE, PBOC 3.0 approved
    • TDES, AES Encryption

    Compatible with Android 2.1 and above, iOS 4.3 and above, Windows Phone 8, Windows 8

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    Ingenico/RoamData RP750

    • Magstripe &Chip Card Reader
    • Connection to the mobile device via Bluetooth 2.1 and Bluetooth 4.0, and audio jack
    • Power supply via Micro USB
    • Supports NFC-technology
    • Visa Ready, EMV Level 1 & 2, PCI PTS 3.1 with SRED CE, FCC approved

    Compatible with iOS & Android –Audio jack, iOS (above iPhone 4s and iPad 3 included), Android-Bluetooth connection

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    Ingenico/RoamData RP350

    • Magstripe& Chip Card Reader
    • Audio jack connector with proprietary audio protocol interface
    • Micro USB port for PC and power connection
    • LED indicators for battery and reader status
    • EMV LEVEL 1 & 2, PCIPTS 3.1 and SRED certified

    Compatible with Android 2.1 and above, iOS 3.2 and above.

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    • Audio Jack Secure Card Reader
    • Bi - directional reading capability
    • Battery power
    • DES/3DES data encrypting capability
    • Small size

    Compatible with iOS and Android systems

M4Bank. MPOS system supports the mobile PINPADs, which are PCI-PTS SRED certified. The idea of the solution is that the preliminary data of the operation are generated on the smartphone (type of the operation, goods and transaction amount), and later are sent to the mobile PINPAD, which processes the card and transfers the encrypted data to the smartphone to form the transaction. Innovative solutions are in demand, due to high competition on the market of acquiring services. Mobile PINPAD is one of such solutions.


  • Supports the full range of operations: Mag Stripe, Chip&PIN
  • Low cost to compare with the classical POS-terminals
  • Totally mobile
  • EMV L1, EMV L2, PCI PTS certificates