DeloBank launches acquiring in phone based on M4Bank.SoftPOS solution

DeloBank in cooperation with Center of Corporate Technologies LLC presented a mobile application “Acquiring in smartphone”.

The application is based on the SoftPOS/TapOnPhone technology from CCT Company, which allows you to turn a smartphone (Android OS with NFC module) into a mobile terminal without purchasing additional equipment and accept contactless Mir, Mastercard and Visa cards of any banks, and also make payments using mobile payment services Samsung Pay, Mir Pay, Apple Pay, Google Pay.

“Acquiring in smartphone” from DeloBank is the only technological solution in Russia that allows transactions with the ability to enter a PIN-code when paying. Thanks to this, it was possible to realize the possibility of making purchases without limiting the amount, while maintaining a high level of transaction security", said Aleksandr Eltsev, Head of Technological Development Department.

“The popularity of non-cash and especially contactless payments in our country continues to grow. According to the NSPK, in the 1st quarter of 2021, the share of interbank transactions made by Russians using cards of various payment systems through mobile payment services amounted to 28.6%, and the share of transactions using contactless cards reached 63.9% of the total number of interbank card payments. SoftPOS capabilities allow businesses to respond to customer needs and quickly ensure acceptance of all modern non-cash payment methods”, noted Maria Tochilova, Head of Product Development, Digital and Technological Services at NSPK (operator of the Mir payment system).

“We are proud to be the first in Russia to launch, in partnership with DeloBank, a full-fledged SoftPOS solution with PIN-code input, which allows accepting cards of all major payment systems. Our Company specializes in the development and launch of innovative products. We believe that in today's highly competitive world it is very important to be the first. We would like to thank the DeloBank Team and partners from payment systems for their support”, said Boris Fedorov, General Director of Center of Corporate Technologies.


Center of Corporate Technologies (CCT) is one of the leading software developers of innovative IT-solutions for banking and financial industries. Today CCT’s project portfolio includes more than 30 projects in 10 countries: Russia, Belarus, Kazakhstan, Armenia, Turkmenistan, Ukraine, Kyrgyzstan, Kuwait, Mongolia and Georgia. The company’s clients are the leading Russian and foreign banks and companies.


DeloBank is an innovative online bank for entrepreneurs. Since February 2018 it has been operating on the basis of SKB-Bank and is registered as its branch. The bank's shareholder is the leading Russian financial and industrial Group Sinara. DeloBank serves more than 50,000 clients.